** PLEASE REVIEW OUR TERMS & CONDITIONS AND PRIVACY POLICY **
Electronic Bill Payment Service Agreement
The Kinum, Inc. Website is an online bill viewing and payment service (the “Service”) provided by Kinum and its Licensors.
Please read this Electronic Bill Payment Service Agreement (“Agreement”) carefully before accessing or using the Service. By accessing or using the Service, you agree to be bound by the terms and conditions below. If you do not accept the terms and conditions of this Agreement, you may not access or use the Service. Kinum may modify this Agreement from time to time, and such modifications shall be effective immediately upon posting of the modified Agreement. By continuing to access or use the Service following such modifications, you agree to be bound by the modified Agreement.
Bill Viewing and Payment Services. By accessing the Service, you authorize (1) Kinum to establish and maintain your statements and payment authorizations and (2) Kinum to process your payments according to your instructions.
When Kinum receives a payment authorization, you authorize Kinum to charge your transaction account and remit funds on your behalf so that the funds arrive as close to the business day designated by you as reasonably possible. While it is anticipated that Kinum will complete most transactions within twenty-four (24) hours of the day designated, it is understood that due to circumstances beyond the control of Kinum, particularly delays in handling and posting payments by slow-responding companies or financial institutions, some transactions may take a day or even a few days longer. For this reason, it is recommended that all payment authorizations be received by Kinum at least three (3) business days before the actual due date, not the late date. Kinum will use reasonable efforts to process all your payment authorizations promptly and properly. However, the risk of incurring and the responsibility for paying any and all late charges or penalties shall be borne by you.
As part of this Agreement, by submitting payment information as a check transaction or ACH transaction you are authorizing Kinum to reproduce this item as an ACH Transaction for deposit. A transaction that is returned to Kinum for any reason may be subject to a return item fee by your banking institution and Kinum’s bank. An ACH transaction will be produced utilizing the information from this form you are submitting. You also authorize subsequent attempts to clear this transaction if the original is dishonored or returned for any reason.
When Kinum receives a payment authorization, you authorize Kinum to charge your transaction account and remit funds on your behalf so that the funds arrive as close to the business day designated by you as reasonably possible. While it is anticipated that Kinum will complete most transactions within twenty-four (24) hours of the day designated, it is understood that due to circumstances beyond the control of Kinum, particularly delays in handling and posting payments by slow-responding companies or financial institutions, some transactions may take a day or even a few days longer. For this reason, it is recommended that all payment authorizations be received by Kinum at least three (3) business days before the actual due date, not the late date. Kinum will use reasonable efforts to process all your payment authorizations promptly and properly. However, the risk of incurring and the responsibility for paying any and all late charges or penalties shall be borne by you.
Authorization of payment of taxes or court-directed payment through the Service is prohibited.
Password and Security.
The Service will be accessible through a password chosen by you. You agree not to give or make available your password to any unauthorized individuals. If you believe that your password has been lost or stolen or that someone may attempt to use your password without your consent or has authorized payments without your permission, you must notify Kinum at once.
You must not restrict or inhibit any other user from using the Service. You may not send any unlawful, fraudulent, libelous, defamatory, obscene, pornographic, threatening, offensive, or otherwise objectionable information of any kind. You may not use the Service to conduct any illegal activity or solicit the performance of any illegal activity, including without limitation the U.S. export control laws and regulations.
Your Liability for Unauthorized Transfers.
In the event your password has been lost or stolen, you shall use your best efforts to notify Kinum immediately. Notifying Kinum is necessary in order to prevent someone from using your password without your permission.
In the Event Your Bank Returns a Transaction.
In using the Service, you are requesting Kinum to make payments for you from your designated transaction account. If your financial institution, or the holder of the account from which you have designated payment, is unable to process a transaction (for example, there are not sufficient funds in your account to cover the transaction), the transaction may not be completed.
Types of Payments and Limitations on Payees.
You may use the Service to authorize payment from an account that you designate. Kinum reserves the right to refuse to pay any person or entity to which you may direct a payment. Kinum is obligated to notify you promptly if they decide to refuse to pay a person or entity designated by you. This notification is not required if you attempt to pay tax or court-related payments, which are prohibited under this Agreement.
Charges.
As a customer of the Service, you will not be charged by Kinum for receiving a bill electronically or for payment authorizations that you choose to send electronically. There may be a charge for additional transactions and other optional services, but not without your prior written consent.
SINGLE AND RECURRING CHECK TRANSACTIONS
As part of this Agreement, by submitting payment information as a check transaction or ACH transaction you are authorizing Kinum to reproduce this item as an ACH Transaction for deposit. A transaction that is returned to Kinum for any reason may be subject to a return item fee by your banking institution and Kinum’s bank. An ACH transaction will be produced utilizing the information from this form you are submitting. You also authorize subsequent attempts to clear this transaction if the original is dishonored or returned for any reason.
Further, you understand that your authorization for recurring payments on the dates of your choice will each be recurring ACH debits, and that this recurring payment authorization is valid and will remain in effect unless you notify Kinum of its cancellation two business days prior to the scheduled payment date by calling 800-871-1840 or by logging into to your account and editing or cancelling the payment(s). You also understand you may call Kinum at 1.888.471.0280 during normal business hours if you have any questions.
Any rights not expressly granted herein are reserved by Kinum. By clicking on the “Make Payment” button you are accepting these terms. Please remember to print this form for your records.
Children.
Kinum does not knowingly or intentionally collect personal information from children under age 18. The content of our website is directed at adults, and therefore this site is intended for use only by adults over the age of 18. If you are under the age of 18, please consult a parent or guardian for help in using this website.
Copyright.
The contents of the documents are copyrighted under the United States copyright laws. The owner of the copyright is Kinum. You may download or print portions of material from the Service solely for your own non-commercial use. You may modify such portions as necessary for your personal use. Any other copying, redistribution, retransmission to any other entity or publication of any viewable material is strictly prohibited without the express written consent of Kinum. You also agree not to change or delete any proprietary notices from materials downloaded from the Service.
Assignment. You may not assign this Agreement to any other party. Kinum may assign this Agreement to any directly or indirectly affiliated company. Kinum may also assign or delegate certain of its rights and responsibilities under this Agreement to independent contractors or other third parties.
General.
This Agreement is governed and shall be construed in accordance with the laws of the State of Illinois, Virginia, and Ohio, excluding its conflict of law rules. This Agreement constitutes the entire agreement between Kinum and you concerning the Service. If any provision of this Agreement shall be held to be unenforceable that provision will be enforced to the maximum extent possible, and the remaining provisions of this Agreement will remain in full force and effect.
EXCLUSION OF WARRANTIES. KINUM IS PROVIDING THE SERVICE “AS IS” WITHOUT ANY WARRANTY OF ANY KIND, EXPRESS OR IMPLIED, INCLUDING, WITHOUT LIMITATION, THE IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, NON INFRINGEMENT AND TITLE. KINUM DOES NOT WARRANT THAT THE SERVICE IS ERROR-FREE, OR THAT ACCESS TO AND USE OF THE SERVICE WILL BE UNINTERRUPTED OR ERROR-FREE.
LIMITATION OF LIABILITY. IN NO EVENT SHALL KINUM OR ITS LICENSORS OR SUPPLIERS BE LIABLE FOR ANY DAMAGES WHATSOEVER (INCLUDING, WITHOUT LIMITATION, DIRECT, INDIRECT, SPECIAL OR CONSEQUENTIAL DAMAGES) ARISING OUT OF THE DELIVERY, PERFORMANCE, OR USE OF THE SERVICE, WHETHER INCURRED BY YOU OR ANY THIRD PARTY, EVEN IF KINUM OR ITS LICENSORS OR SUPPLIERS HAVE BEEN ADVISED OR MAY OTHERWISE KNOW OF THE POSSIBILITY OF SUCH DAMAGES. Some jurisdictions prohibit exclusion or limitation of liability for implied warranties or consequential or incidental damages, so the above limitation may not apply to you. You may also have other legal rights that vary from jurisdiction to jurisdiction.
DISCLAIMER OF WARRANTY
MATERIALS, SERVICES AND OTHER INFORMATION ARE PROVIDED “AS IS” BY KINUM FOR EDUCATIONAL PURPOSES ONLY. KINUM MAKES NO EXPRESS OR IMPLIED WARRANTIES, INCLUDING, BUT NOT LIMITED TO, ANY WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE OR USE, TITLE OR NON INFRINGEMENT.
PLEASE NOTE THAT, BY ITS VERY NATURE, A WEBSITE CANNOT BE ABSOLUTELY PROTECTED AGAINST INTENTIONAL OR MALICIOUS INTRUSION ATTEMPTS. FURTHERMORE, KINUM DOES NOT CONTROL THE DEVICES OR COMPUTERS OR THE INTERNET OVER WHICH YOU MAY CHOOSE TO SEND CONFIDENTIAL PERSONAL INFORMATION AND CANNOT, THEREFORE, PREVENT SUCH INTERCEPTIONS OF COMPROMISES TO YOUR INFORMATION WHILE IN TRANSIT TO KINUM.
THEREFORE, KINUM HEREBY MAKES NO GUARANTEE AS TO SECURITY, INTEGRITY OR CONFIDENTIALITY OF ANY INFORMATION TRANSMITTED TO OR FROM THIS WEBSITE, OR STORED WITHIN THIS WEBSITE.
BEYOND OUR REASONABLE CARE TO SAFEGUARD YOUR INFORMATION WHILE IN TRANSIT, KINUM CANNOT AND DOES NOT GUARANTEE THE ABSOLUTE SECURITY OF ELECTRONIC COMMUNICATIONS OR TRANSMISSIONS SINCE ANY TRANSMISSION MADE OVER THE INTERNET BY ANY ORGANIZATION OR ANY INDIVIDUAL RUNS THE RISK OF INTERCEPTION.
IN ADDITION, WE HEREBY MAKE NO GUARANTEE AS TO SECURITY, INTEGRITY OR CONFIDENTIALITY OF ANY INFORMATION TRANSMITTED TO OR FROM THIS WEBSITE OR STORED WITHIN THIS WEBSITE.
LIMITATION OF LIABILITY
YOU ASSUME THE SOLE RISK OF TRANSMITTING YOUR INFORMATION AS IT RELATES TO THE USE OF THIS WEBSITE, AND FOR ANY DATA CORRUPTIONS, INTENTIONAL INTERCEPTIONS, INTRUSIONS OR UNAUTHORIZED ACCESS TO INFORMATION, OR OF ANY DELAYS, INTERRUPTIONS TO OR FAILURES PREVENTING THE USE THIS WEBSITE.
IN NO EVENT SHALL KINUM BE LIABLE FOR ANY DIRECT, INDIRECT, SPECIAL, CONSEQUENTIAL OR MONETARY DAMAGES, INCLUDING FEES, AND PENALTIES IN CONNECTION WITH YOUR USE OF MATERIALS POSTED ON THIS SITE OR CONNECTIVITY TO OR FROM THIS SITE TO ANY OTHER SITE.
MMS\SMS\Texting Policy
Kinum offers a SMS messaging service. You can opt-in to our services by texting “START” to +1(317)563.8414. You may choose to opt-in to our SMS messaging service at your own discretion and you may opt out at any time. We will communicate with you via SMS for the purposes of Payment Reminders, Payment Receipts, or other Informational notices regarding your account.
Participating carriers include: AT&T, Boost Mobile, T-Mobile, Metro by T-Mobile, Verizon Wireless, Sprint, UScellular, and Virgin Mobile. Carriers are not liable for delayed or undelivered messages. T-Mobile is not liable for delayed or undelivered messages.
Message and data rates may apply. Message frequency may vary. Message frequency is dependent upon user and account activity. If you have any questions about your text plan or data plan, please contact your wireless provider.
You can cancel these services at any time by texting “STOP” to +1(317)563.8414. We will respond with a single SMS message to confirm that you have been unsubscribed. After this, you will no longer receive SMS messages from us.
You may, at any time, text “HELP” to +1(317)563.8414 for a brief help message. We will respond with instructions on how to use our service as well as how to unsubscribe. You may also contact Kinum support at: +1(888) 471-0280 or email us at info@kinum.com.
PLEASE NOTE: The consent is direct from the agency and Kinum, Inc. will not send messages on behalf of other brands.
Other services provided by Kinum on this Website may require you to agree to additional terms.
BY USING THIS WEBSITE, YOU ACCEPT THESE TERMS.
** PLEASE REVIEW OUR LEGAL DISCLOSURES AND PRIVACY POLICY **
