The Kinum Complete System

includes 2 phases: Connect and Collect.

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Our methods of collecting accounts receivables is designed to assist you in faster debt recovery while keeping your costs to a minimum. We accomplish this by first connecting with your customer with carefully timed and consistent payment reminders. Then we seamlessly recover the remaining debts through our superior collection agency, as well as legal intervention when needed.


Collection Agency Services Phase 1


Outsource accounts receivable tasks for a cost effective rate and avoid contingency collections.

During this phase, you control when contacts are made and can cancel the automated system at any time. Clients make payments directly to your office, and you keep 100%. There is no more efficient way to collect. Seriously, we guarantee it.




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Step 1: Automated calls & letters from you

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Proprietary Debt Management Software

Our accounts receivable management software is easy to use and developed specifically for our system. View debt recovery rates, add and pause collection accounts, and manage your collections process from one cloud-based software.

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3 letters from your company in your name

Step 1 includes 3 reminder letters sent at the right intervals. Connecting with your customer is important, so we facilitate that connection by sending our automated letters in your company’s name.

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2 friendly reminder calls

Step 1 includes 2 phone call reminders, scripted in a friendly manner to maintain customer relationships.

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Messaging customized for needs

Your Kinum Partner Rep will consult with you to find which messaging best fits your specific customers’ needs.

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Customers are referred back to you

Your customers are instructed to work with your office, so you can control their payment plans, incoming money, and customer service experience.

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Cancel an account at any time

Unlike traditional collection agency services, you have the ability to take an account out of the program at any time during Step 1 & 2.


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Step 2: Continued connections directly from Kinum

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Turn up the heat

After 5 friendly reminders, it’s the right time to visibly introduce a third party collection agency. Kinum always protects your relationships; our demands are stern yet diplomatic.

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Up to 5 collection agency contacts

Kinum connects as a debt collector and applies the right amount of pressure without taking a large percent of your profit or damaging your relationships.

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Customers are still referred back to you

Even when your customers require more demanding collection letters, we still refer them directly to you so you remain in control of payments.

Collection Agency Services Phase 2

Contingency collections and legal intervention for when the time is just right.

If a debt is still unpaid after 9 carefully timed and worded contacts in the Connect Phase, it’s time to turn the account over to our skilled collection team.




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Step 3: Collection agency services you can trust.

kinum debt management software  Our platform

Our secure platform is designed to protect your sensitive customer information. Its robust tools include credit bureau reporting, multiple dialers, skip tracing, and data scrubbing and scoring of bankrupt and deceased accounts.

kinum collection agents Our people

Our US based collection agents are honest, professional, and fair. They understand the value of the relationship you’ve built with your clients, and will treat them as their own.

Kinum Collection Guarantee Our promise

We’ll use the best tools available to recover your money – and if we are unsuccessful, you pay no additional fee.


Legal Collection Process

Step 4: Legal intervention with no additional fee

Legal Collection Agency

Nationwide network of collection attorneys

For no additional upfront fee, we offer personal legal contact and analysis from a nationwide network of attorneys that specialize in collection law.

Legal Collection Review

Case-by-case legal evaluation

Kinum will check the collectibility of the account with an asset search to only initiate a suit when appropriate.

Control of Collections Process

Complete control of intervention

If recommended by our law firm to file suit, any initiation of legal proceedings would require your prior approval.

Still have questions?