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Terms & Disclosures

Kinum, Inc.
8200 Haverstick Road, Suite 220
Indianapolis, IN, 46240

Kinum, Inc.
770 Lynnhaven Parkway, Suite 160
Virginia Beach, VA, 23452

Business Hours:
Monday – Thursday: 8:00 AM – 7:00 PM ET
Friday: 8:00 AM – 5:00 PM ET
Saturday: 9:00 AM – 12:00 PM ET

State Disclosures

California Residents

CA License Number: 10321-99


Colorado Residents

Our local Colorado office is located at:

27 North Willerup, Suite B

Montrose, CO 81401

Phone: (970) 249-7514

Toll Free: (888) 281-1750

Notice to Colorado consumers with hospital debt:

Pursuant to Colorado law, discounts for hospital services are available for qualified individuals.


Minnesota Residents

This collection agency is licensed by the Minnesota Department of Commerce.


New York Residents

New York City Department of Consumer Affairs License Number: 2003023-DCA

Buffalo License Number: CAG13-10024955


North Carolina Residents

NC Permit Number: 113716


Wisconsin Residents

This collection agency is licensed by the Division of Banking in the Wisconsin Department of Financial Institutions.

Website: www.wdfi.org


Electronic Bill Payment Service Agreement

The Kinum, Inc. website is an online bill viewing and payment service (the “Service”) provided by Kinum and its licensors.

Please read this Electronic Bill Payment Service Agreement (“Agreement”) carefully before accessing or using the Service. By accessing or using the Service, you agree to be bound by the terms and conditions below. If you do not accept these terms, you may not access or use the Service.


Bill Viewing and Payment Services

By accessing the Service, you authorize:

  1. Kinum to establish and maintain your statements and payment authorizations.

  2. Kinum to process your payments according to your instructions.

When Kinum receives a payment authorization, you authorize Kinum to charge your transaction account and remit funds on your behalf so that the funds arrive as close as reasonably possible to the business day designated by you.


Password and Security

The Service is accessible through a password chosen by you. You agree not to share your password with unauthorized individuals.

If you believe your password has been lost, stolen, or used without your consent, you must notify Kinum immediately.


MMS/SMS/Text Messaging Policy

Kinum offers an SMS messaging service.

  • To opt in, text “START” to 844-478-2559.

  • Message and data rates may apply.

  • You may cancel the service at any time by texting “STOP” to 844-478-2559.

EXCLUSION OF WARRANTIES

KINUM IS PROVIDING THE SERVICE "AS IS" WITHOUT ANY WARRANTY OF ANY KIND, EXPRESS OR IMPLIED, INCLUDING, WITHOUT LIMITATION, THE IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, NON INFRINGEMENT AND TITLE.
LIMITATION OF LIABILITY

IN NO EVENT SHALL KINUM OR ITS LICENSORS OR SUPPLIERS BE LIABLE FOR ANY DAMAGES WHATSOEVER ARISING OUT OF THE DELIVERY, PERFORMANCE, OR USE OF THE SERVICE, WHETHER INCURRED BY YOU OR ANY THIRD PARTY.
BY USING THIS WEBSITE, YOU ACCEPT THESE TERMS.